The Federal Council is raising the minimum interest rate for the 2nd pillar to 2% for 2027, sustainable funds sold in Switzerland have reached a record 1,363 billion francs, and bitcoin fell to 74,255 dollars on 6 November 2026. This barometer brings together 15 figures of the week for the Swiss economy, finance, fintech, crypto, cybersecurity, artificial intelligence (AI) and startups, from 5 to 11 November 2026. All of them come from articles published by 2clics.com this week. Each figure is attributed to whoever published it, and each table states whether it is a decision, an observation, an estimate, a survey or a claim.
Swiss economy and finance: pensions, sustainable funds, industry
| Figure | What it measures | Article |
|---|---|---|
| 2% | Minimum interest rate under the Occupational Pensions Act (LPP) that pension funds will have to pay in 2027 on mandatory savings, decided by the Federal Council on 4 November 2026. It had stood at 1.25% since 2024. The LPP Commission recommended 1.75%, the Swiss Insurance Association 1%. On 100,000 francs of mandatory savings, the minimum interest rises from 1,250 to 2,000 francs a year. This is a decision; what each fund pays above that depends on its supreme governing body. | LPP minimum rate 2027 |
| 1,363 billion francs | Assets of sustainable funds authorised for sale in Switzerland, a record according to the Lucerne University of Applied Sciences study presented on 5 November 2026. The 11% rise over one year comes mostly from prices, and almost not at all from new money, according to Keystone-ATS. These funds weighed 99 billion in 2016 and 1,326 billion in 2024, before a first decline in 2025. The number of products falls from 2,038 to 1,900. This is an observation. | sustainable funds in Switzerland |
| 5.375 billion dollars | Enterprise value of the sale of ABB Robotics to SoftBank, agreed in October 2025 and now in jeopardy: Beijing has banned the takeover of the Chinese business, ABB confirmed on 5 November 2026. The Zurich-based group expected around 4.8 billion net from the sale to strengthen its liquidity ahead of the acquisition of Britain's Rotork, valued at 5.5 billion. China is the division's largest market, and the division generated 2.3 billion in revenue in 2024. Beijing's reasons have not been published. | ABB Robotics blocked in China |
Fintech: banking software and payments
| Figure | What it measures | Article |
|---|---|---|
| 5.1 million dollars | Seed round of Light Frame, a Lausanne fintech that sells banking software to private banks, announced on 10 November 2026 and led by Fortino Ventures. It had raised 1.7 million in May 2024. It enters a market that the IFZ 2026 study describes as a duopoly among retail banks: Finnova equips 63% of the banks surveyed, Avaloq 22%. Amount published by the company; valuation not disclosed. | Light Frame's funding round |
| More than 6 million | Active users of TWINT in Switzerland, according to finews.ch on 4 November 2026, the day the mobile payment app opened the settlement of QR-bills within the app. eBill, the alternative built into e-banking, claims more than four million users and close to 100 million transactions a year. The fees charged to bill issuers are not published. These are figures supplied by the companies. | QR-bill paid in TWINT |
Crypto: bitcoin, tokenised gold, blockchain hub
| Figure | What it measures | Article |
|---|---|---|
| 74,255 dollars | Bitcoin's low on 6 November 2026, according to CryptoSlate cited by Journal du Coin. From the high of 84,800 dollars on 21 October, the drop comes to around 12.4% by our calculation. On the same day, CoinGlass counted 941 million dollars of positions liquidated in 24 hours, twice as much as on 22 October (440.9 million), and US bitcoin ETFs lost more than 840 million in two sessions. This is a market observation. | bitcoin below 75,000 dollars |
| 25.7 tonnes | Gold stored in Switzerland for Tether Gold (XAUT), the Tether group's gold-backed token, as at 30 September 2026, or 827,418 ounces according to the attestation announced on 4 November 2026. At the end of 2025, the stock stood at 520,089 ounces: +59%. Its value rises from 2.25 to 3.44 billion dollars, only +53%, because the attestation uses an ounce at 4,157 dollars, below its level at the end of 2025. The attestation is signed by management and checked by sampling, not by a full audit. | Tether Gold's gold in Switzerland |
| 6th out of 15 | Switzerland's rank in the first ranking of blockchain hubs by the Swiss Blockchain Federation, presented on 3 November 2026, with 75.62 points, behind the United States (85) and just ahead of Luxembourg (75.50). According to the association's own sensitivity analysis, Switzerland ends up between 4th and 8th place depending on the weighting. The scores are expert judgements, not measurements. | ranking of the Swiss blockchain hub |
Cybersecurity: data thefts and a physical attack
| Figure | What it measures | Article |
|---|---|---|
| 360 GB | Volume of data that the Emperador ransomware group claims to have stolen from Holcim, the Zug-based building materials group, according to ICTjournal on 4 November 2026. Holcim confirms limited access and a theft, without saying which data; production and deliveries are said to be unaffected. The volume is a claim by hackers that no one has verified. According to the Federal Office for Cybersecurity (FOCS), the number of ransomware attacks stagnated at 79 in the first half of 2026. | cyberattack on Holcim |
| 455 | Data breach notifications received by the Federal Data Protection Commissioner since the start of 2026, as at 25 October, against 343 for the whole of 2025. The Gleis D medical centre in Chur adds to them: patients' names, prescriptions and X-rays leaked, Inside IT reported on 6 November 2026, and the Cloak group claims 87 GB. The Commissioner's figure is an observation; the 87 GB, a claim. | medical data leak in Chur |
| 50 to 70 degrees | Temperature reached in the freezer of Lüthi's Fleischwaren, a butcher's shop in Köniz (BE), after the remote manipulation of its refrigeration systems, according to its owner quoted by SRF and reported on 5 November 2026. It is the first known attack of this kind in Switzerland. In France, up to 700 shops were hit in October, according to the French police. Reopening is planned for 20 November 2026. | hacked fridges in Köniz |
Artificial intelligence: uses and costs
| Figure | What it measures | Article |
|---|---|---|
| 42% | Share of respondents in Switzerland who submitted their symptoms to an AI chatbot during the year, according to the 2026 health study by insurer CSS, conducted by Sotomo among 2,459 people and reported on 3 November 2026. A year earlier, they were 20%. Among the over-65s, the share tripled, from 10 to 30%. This is a self-reported use; the study does not measure the quality of the answers. | CSS study on health chatbots |
| 90% | Reduction in inference costs claimed by the neobank Revolut for the coding tools of its roughly 2,000 engineers, after switching from Claude Code to Z.ai's GLM models self-hosted on 56 Nvidia B200 GPUs, according to The Register on 3 November 2026. This is a statement by its head of operations, not audited, and it does not cover the total cost of the hardware. In Switzerland, the canton of Valais estimates its sovereign AI AVA at 2 francs per month per daily active user, without specifying what that amount covers. | self-hosted AI at Revolut |
Startups: exits and funding
| Figure | What it measures | Article |
|---|---|---|
| 88% | Share of founders of venture-backed US startups who receive nothing at exit, according to a study by the Wharton School and the University of Zurich presented by Fintechnews Switzerland on 9 November 2026. The NBER summary of March 2026 gave 84%. In Switzerland, 21 exits had been recorded by mid-2026, and startups raised 1.25 billion francs in the first half, 15.5% less than a year earlier. These are past results, based on US data. | startup exit with no gain |
| 10 million francs | Target size of the fund that Phida Groupe, a family-owned group from Renens (VD), is preparing for construction startups, from pre-seed to series A, according to PME magazine on 5 November 2026. The group and the other founders are contributing the first million, and the fund will take no more than 20% of a startup's capital. This is a goal: the fund's form will be set by the end of 2026. Nationwide, startups raised 3.3 billion francs in 2025, up 44%, according to EY. | Phida's fund for construction |
What the week says about the trends
Pensions and savings are benefiting from the markets, not from an inflow of money. The Federal Council justifies the 2% rate by an average funding ratio of 122.5% for pension funds at the end of August 2026 and by an estimated return of 6.1% in 2025. Sustainable funds owe their record to rising prices. Two readings clash in each case. On the LPP rate, the Swiss Insurance Association considers the increase far too steep, according to finews.ch, while the social partners proposed up to 3%. On sustainable funds, Keystone-ATS sees almost no new money across the market as a whole, whereas the Lucerne University of Applied Sciences observes that more than half of the new money collected by retail banks goes into these funds. The two descriptions do not cover the same scope.
Crypto-assets are following the US stock market. Bitcoin fell below 76,000 dollars on 5 November, then below 75,000 on the 6th, in the wake of AI stocks, after the Nasdaq 100's worst session since March 2020. Liquidations doubled in two weeks, and cumulative net inflows into US bitcoin ETFs fell back from 56.6 billion dollars at the end of 2025 to 56.1 billion on 5 November, according to SoSoValue cited by Journal du Coin. Tokenised gold shows another gap, between volume and value: Tether Gold's ounces are up 59%, their value 53%, because the ounce has lost around a quarter since its record of late January 2026.
The financial centre receives a nuanced diagnosis. The Swiss Blockchain Federation's sixth place comes down to the weighting: the three criteria where Switzerland gets the best score, including DLT infrastructure at 9.5 out of 10, carry only 25% of the score, while market size, scored 5.0, carries 15%. Lawyer Marcel Hostettler sees less a decline than a “conversion gap” between a solid legal base and large-scale business. Bitcoin Suisse, for its part, is cutting 60 of its 120 jobs in Switzerland, cuts announced in September and recalled by Keystone-ATS on 2 November 2026. In banking software, Light Frame enters a market where, according to the IFZ, around two thirds of banks intend to keep their current system in ten years' time.
In cybersecurity, the biggest figures come from hackers and remain unverified: 360 GB at Holcim, 87 GB in Chur. The official figures say something else. The number of ransomware attacks is stagnating at 79 over a half-year, but data breach notifications to the Federal Commissioner, 455 since January, already exceed the whole of 2025. The Köniz case adds a new category in Switzerland: an attack that destroys goods and closes a business, with no known data theft.
In artificial intelligence, usage and costs rest on statements. The 42% in the CSS study describe a self-reported use, where a single query is enough to count. Revolut's 90% savings relate to inference, not to the total cost of ownership, and Valais's 2 francs per user are an estimate by the canton, with no published scope. None of these figures measures the quality of the answers.
For startups, the US and Swiss figures do not measure the same thing. The 88% of founders with no gain describe what each founder receives; the Swiss data from Startupticker.ch measure company survival, 82.4% still active ten years after their creation, not what their founders receive. Liquidations nevertheless reached a record of 158 in 2025. Phida's 10 million fund remains modest next to the 3.3 billion raised in 2025, but it targets a sector, construction, that the EY barometer does not count separately.
At ABB, the figure of the week is a sum in jeopardy rather than a recorded loss. The group had around 5.8 billion dollars in cash as at 30 June 2026 and presented the proceeds of the sale as a boost to liquidity, not as a condition of the Rotork acquisition. It has given no new date for the sale.
The previous week, inflation of 1.5% in October and the Swiss National Bank's provisional profit of 44.2 billion francs dominated the figures of the week to 4 November. This week, the figure with the heaviest consequences for households is a decision, the LPP rate, and the largest amounts are claims by hackers or a transaction on hold.
